Timeshare cost calculator
See what your timeshare costs each year, per night used, and over 20 years.
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Your estimate
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Based on the example figures
- Current annual cost
- $5,350
- Cost per night used
- $764
- Based on 7 nights a year
This year
- Maintenance fees
- $1,500
- Other annual fees
- $250
- Loan payments, 12 at $300
- $3,600
Over time
| 5 years | 10 years | 20 years | |
|---|---|---|---|
| Maintenance and other fees | $9,538 | $21,367 | $54,599 |
| Loan payments | $18,000 | $21,600 | $21,600 |
| Total | $27,538 | $42,967 | $76,199 |
- Maintenance fees rise 5% a year to $3,790 in year 20.
- Loan payments end after 6 years.
How this estimate works
Figures are rounded to the nearest dollar.
- Current annual cost
- Your yearly fees plus a year of loan payments, if any are left.
- Cost per night used
- Current annual cost divided by nights used.
- Fees over time
- Maintenance fees rise by your yearly increase after year 1. Other fees stay the same.
- Loan payments over time
- 12 payments a year for the years of payments left.
What it leaves out
- Inflation
- Special assessments and other one-time charges
- Fees to sell, transfer, or exit
- Travel
- Exchange fees and taxes, unless entered as other annual fees
- Loan changes, like refinancing or an early payoff
It does not predict what you will pay or promise any exit outcome.
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